What is Guaranteed Replacement Cost?
Posted: June 12, 2024
Few things in life are worse than losing your home to fire or a natural disaster. Except, that is, discovering in the aftermath that you don’t have enough homeowners insurance coverage to rebuild the house back to how it was before trouble struck. If you get Guaranteed Replacement Cost (GRC) coverage, that is unlikely to happen. Why? GRC will pay for the full cost of rebuilding...
Assistive Devices That Improve Home Safety for Seniors
Posted: June 6, 2024
Assistive and adaptive equipment for home care encompasses tools and modifications designed to enhance accessibility and safety for individuals with disabilities, illness, or aging. These include grab bars, wheelchair ramps, and smart home technology. Simplifying caregiving and ensuring home safety are crucial for maintaining independence and quality of life. National Home Safety Awareness Month in June highlights the importance of implementing these measures to support...
Spring Maintenance for Your Home & Car
Posted: May 16, 2024
Spring Maintenance for Your Home As spring rolls around, many homeowners should consider revitalizing their homes through post-winter maintenance. Winter can often damage a home, including its exterior, plumbing, and climate control systems. In anticipation of winter, try adding the tips below to your spring maintenance checklist. HVAC Maintenance During warmer seasons, air conditioning is more than just a luxury; it is a home essential....
How to Protect Your Bike from Theft
Posted: May 6, 2024
Whether you’re a hardcore biking enthusiast or more of a casual cruiser, riding your bike is a great way to enjoy the outdoors – and a healthier way to get around, too. After each ride, it’s important to remember to lock your bike up so thieves can’t steal it. Close to two million bicycles are stolen each year, according to bike registry Project 529. And...
Beyond the Walls: What is Dwelling Coverage and How Much is Enough?
Posted: May 3, 2024
Dwelling coverage is the portion of your homeowner’s insurance that protects the physical structure of your home from common hazards. This includes not only the livable area of your house but also attached structures like your deck, porch, or garage. Since it covers anything that’s considered to be legitimately part of your home’s structure, it also covers things like built-in appliances. When it comes to unattached...