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General Liability, Professional Liability, and BOP: Which One Is Right for You?

General Liability, Professional Liability, and BOP: Which One Is Right for You?

One thing is certain. If you own a business, you need business insurance. Without it, you would face paying out of pocket to defend legal claims or pay judgments against your company. This could be financially devastating for many businesses. The question is, what types of coverage do you need to best protect your business? Do you need general liability, professional liability, or a BOP?...

What is Pet Insurance and Do I Need It?

What is Pet Insurance and Do I Need It?

If you have a pet, you may want to consider pet insurance. Without it, you may be faced with a large vet bill or a tough decision. Pet insurance is a health insurance policy for your pet. It is available for dogs, cats, exotic birds, ferrets, rabbits, potbelly pigs, reptiles, and certain rodents. As with health insurance for people, you pay a premium in exchange...

How to Create a Positive Workplace in 2023

How to Create a Positive Workplace in 2023

Creating a positive work environment is a win-win situation. Employees today want a supportive work culture that fosters growth for the individual, as well as for the organization. Developing a positive workplace can help prevent negative consequences, such as conflict, hostility, fear of dismissal, unhappiness, and stress, and consequently help reduce organizational costs. Work-life balance, perks and benefits, and workplace culture are top considerations for...

The Ultimate Guide to Downsizing

The Ultimate Guide to Downsizing

As you approach retirement age, life is full of transitions. Your adult children grow up and move out on their own. You prepare to say goodbye to full-time work for good. And if you’re like many baby boomers, you may also think about downsizing your home.According to a report from Zillow Group, 24% of recent home buyers were age 60 or older – a 47%...

American Heart Month

American Heart Month

February is American Heart Month, by annual proclamation of the President of the United States, in acknowledgement of the vital fight to treat and resolve cardiovascular disease. It is a time for Americans to focus on their cardiovascular health. As stated by the CDC, heart disease is the leading cause of death in the U.S. Cardiovascular disease and mortality is increasing in working-age adults, and...