Everything You Need to Know About Your Medicare Card
Posted: February 6, 2023
When you enroll in Medicare, you receive a red, white, and blue Medicare card. This is your main card for Medicare. Keep it safe, whether you have Original Medicare or a Medicare Advantage plan. If you are already receiving Social Security benefits, you are automatically enrolled in Medicare, and your card should arrive in the mail three months before you turn 65. If you are...
Top Three Reasons Why People Buy Life Insurance
Posted: February 3, 2023
Before you get life insurance coverage, you should understand why you need it. While there are many reasons to buy life insurance, the most common reasons include:Final expenses: Final expenses refer to any expenses related to someone’s passing. This can include a casket, funeral, preparations, memorial service, cremation and more. Life insurance for final expenses is worth considering—after all, the National Funeral Directors Association reports that the median price...
How to Create the Best Time Off Policies for Small Businesses
Posted: January 28, 2023
Every employee needs a day off occasionally. Many small businesses offer generous paid time off (PTO) policies as a way to compete with larger companies. Not only does this create an attractive incentive for top talent to hire on, but it also helps reduce employee turnover. What Is Paid Time Off? Paid time off is time employees can use for personal purposes while getting paid...
How Cold Weather Affects Tire Pressure
Posted: January 27, 2023
From corrosive road salt to slick roads, winter creates many challenges for drivers. Another one to add to the list: Tire pressure dips caused by lower temperatures.Making sure your tires are properly inflated is an important part of getting the best performance out of your vehicle – especially during the winter months. After all, your tires represent the only point of contact between your vehicle...
How to Understand Your Coverage When You Are Expecting
Posted: January 25, 2023
If you are expecting a baby, you will naturally want to know what your health plan will cover. Under the Affordable Care Act of 2014, maternity coverage must be provided by all health plans offered to individuals, families, and small groups. Coverage is mandatory for pregnancy, labor, delivery, and newborn care. What Changed About Maternity Coverage with the Affordable Care Act? Before the Affordable Care...