GoFundMe vs. Life Insurance: What You Should Know
Posted: March 22, 2023
You have likely seen a GoFundMe page for someone who suddenly passed away. GoFundMe pages allow others to donate to pay for final expenses or to help the family. These crowdfunding activities may be successful but come with some serious drawbacks. The family left behind is asking others for funds, adding stress to one of life’s most challenging times. Life insurance is a far more...
Will My Income Affect My Medicare Premium?
Posted: March 21, 2023
Medicare has an “income-related monthly adjustment.” What does that mean to you? If you are a higher income earner, you will pay more for Medicare Part B, which covers doctor and outpatient care, and a range of other services. Essentially, if you are a higher-income earner, you will be required to pay a larger percentage than others who are on Medicare. You could pay between...
5 Types of Car Insurance Explained
Posted: March 16, 2023
Car insurance policies vary in what they cover. The state mandates certain types of coverage that you must have to legally get behind the wheel. However, the mandated minimum coverage may be far too low in some situations, such as being in a hit-and-run, in an accident with an uninsured driver, or if your car is damaged by a falling tree or fire. As a...
Helping Your Home Recover from Winter
Posted: March 15, 2023
There’s a sense of deep pride that comes with being a homeowner. But with that satisfaction comes its share of weekend home improvement projects and upkeep, too.Winter is usually rough on your home. Once snow, ice, wind and freezing temperatures calm down, spring is a good time to check how your home withstood the season. When spring arrives, here’s a list of projects to help...
If You Don't Have a Plan For Retirement, You Should.
Posted: March 13, 2023
Your retirement years may seem far off, but planning for retirement should start early in your working career – your retirement years could be decades, hopefully. With a healthy retirement plan, you will have the resources to live a comfortable lifestyle. You are likely eligible for Social Security benefits, but those benefits average only about $1,200 a month, certainly not enough to cover all expenses....