How to Take Pictures After a Car Accident
Posted: March 3, 2022
In the moments after a car accident, there are countless questions running through your mind. What just happened? Is everyone OK? How badly damaged is my car? Was it their fault or mine? After stepping out of your vehicle you scan the scene, grab your insurance ID card from the glovebox and call the police. But as you wait for help to arrive, there’s one more important step...
How to Create a Home Inventory
Posted: March 1, 2022
After a disaster, such as a fire, theft, or a storm, filing a personal insurance claim is a priority. Your insurance company will require you to present a full inventory of your lost or damaged items. A home inventory makes the insurance claims process far more efficient and faster. Any homeowner or renter should take the time to create an inventory of their possessions. The...
What Is Captive Insurance and How Does It Work?
Posted: February 28, 2022
A captive insurance company is a subsidiary owned by a parent organization, established primarily to insure its owner. The captive insurer writes insurance policies for the parent organization and does not insure any other company. It provides risk mitigation for the parent company or a group of related companies. A captive insurance company may be formed: When a parent company is unable to find a...
COBRA Premium Assistance under the American Rescue Plan Act
Posted: April 28, 2021
Last month Congress passed the American Rescue Plan Act, which provides 100% COBRA subsidies from April 1 to September 30 of 2021. Today the Department of Labor released guidance and model notices that determine how the COBRA subsidies will be administered. The DOL's Employee Benefits Security Administration posted the following: COBRA Premium Subsidy dedicated page FAQs Five Model Notices: General Notice and Election Notice, Notice in Connection with...