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What to Know When Buying a Hybrid or Electric Car

What to Know When Buying a Hybrid or Electric Car

It’s safe to say that hybrid and electric vehicles have become part of mainstream culture since they first burst onto the scene in the late 1990s. Today, nearly every major automaker produces some type of hybrid or electric vehicle. In addition to small and midsize cars, there are now hybrid minivans and SUVs hitting the pavement. And, in response to the growing interest in alternative...

Common Reasons Disability Claims Are Denied

Common Reasons Disability Claims Are Denied

You have disability insurance to protect your loved ones should you become disabled and can no longer earn a living. It is important that you understand the most common reasons disability claims are denied before purchasing a policy. You Filed for Benefits Too Late. Long-term disability insurance policies require that you file a claim within a specific time frame. Should you fail to file within...

Outdoor TV Ideas: Essential Tips for Safety and Style

Outdoor TV Ideas: Essential Tips for Safety and Style

When done right, a backyard patio can become your very own outdoor oasis. It’s the perfect space to not only enjoy the weather, but host a range of activities – from grilling and entertaining to relaxing and spending time with the family. This is especially true in the wake of the COVID-19 pandemic. According to a recent survey, 90% of Americans say outdoor living spaces...

Effective Ways to Spring Clean Your Life Insurance

Effective Ways to Spring Clean Your Life Insurance

It is smart to “spring clean” your life insurance each year, as the life insurance market changes over time. A new insurance product could allow you to purchase higher levels of coverage at a lower cost. With the help of a qualified insurance agent, you may discover you have been overpaying. A life insurance policy is an ideal way to protect your loved ones from...

Medicare Advantage vs. Medicare Supplemental Insurance

Medicare Advantage vs. Medicare Supplemental Insurance

If you are eligible for Medicare, it is time to decide what plan to choose – which can be surprisingly difficult. To better understand the difference between a Medicare Advantage Plan and Medicare Supplemental Insurance, you need to know what each plan does (and does not) offer. Medicare Advantage Plans Medicare Advantage Plans combine Medicare Part A (hospital coverage) and Medicare Part B (medical coverage)...