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High Wind Advisory: What to Do Next

High Wind Advisory: What to Do Next

When you think of storms that can cause wind damage, your mind might jump to recovering from a tornado or prepping for a hurricane. But it doesn’t always take an extreme weather event for high winds to damage your home or car. The National Weather Service issues a “high wind warning” when winds are sustained at speeds of 40 miles per hour or above. And...

4 Types of Health Insurance and How to Choose One

4 Types of Health Insurance and How to Choose One

If you need to buy health insurance, you can choose from four basic types of policies. These policies vary in monthly cost, benefits, and deductible. The Affordable Care Act The Affordable Care Act (ACA, or “Obamacare”) made it impossible for health insurance companies to deny you health insurance due to an existing condition. Whatever your current state of health, you have the right to purchase...

6 Mortgage Protection Myths Debunked

6 Mortgage Protection Myths Debunked

Buying a home is one of life’s most significant, and expensive, milestones. When you find the ideal property, you will be required to jump through several hoops to get a mortgage. Some home buyers are required to purchase mortgage insurance, while others choose to purchase mortgage life insurance – there are two distinct products. Before investing in any mortgage protection insurance, get the facts and...

Common Medicare Insurance Pitfalls to Avoid

Common Medicare Insurance Pitfalls to Avoid

You are eligible for Medicare and have probably been looking forward to the lower cost of health insurance. If you are nearing age 65, you need to be aware of the common pitfalls that many eligible people have experienced: You did not sign up during your initial enrollment period. You have a seven-month period to sign up for Medicare, running from three months before your...

Do’s and Don’ts for Hiding a Spare Key

Do’s and Don’ts for Hiding a Spare Key

At some point, most of us have lost our keys. More than a few of us have even tried to break into our own property before finally admitting defeat and seeking third-party assistance. Once we’ve been freed from our accidental exile, we waste little time before paying a visit to a local locksmith or hardware store to safeguard ourselves from future lockouts: we get a...