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8 Health Insurance Terms You Need to Know Before Choosing a Plan

8 Health Insurance Terms You Need to Know Before Choosing a Plan

When shopping for a health insurance plan, it is important to understand the language. Like any specialized subject, health insurance has its own terminology. Learning what the terms mean makes it possible to understand the costs and benefits of any given plan and how it compares to others. You need to know the following eight terms before choosing a health insurance plan. Deductible A deductible...

The Impact of COVID on Our Lives Two Years Later

The Impact of COVID on Our Lives Two Years Later

We’ve been through a lot these past two years. It’s easy to admit that the COVID-19 pandemic has made an impact on our lives. Now our new survey takes a look at how. Our wide-ranging survey on several societal changes, post-pandemic, asked questions from the importance of financial security to the pros and cons of returning to work. Some results were a little surprising. FEELING...

How Many Miles Can a Car Last?

How Many Miles Can a Car Last?

What is considered high-mileage? Typically, putting 12,000 to 15,000 miles on your car per year is viewed as “average.” A car that is driven more than that is considered high-mileage. With proper maintenance, cars can have a life expectancy of about 200,000 miles. But whether you reach that in two years or 10 years, it doesn’t have to mean the end of your vehicle’s life....

5 Life Insurance Myths Debunked

5 Life Insurance Myths Debunked

Buying life insurance may not be an easy decision to make. Planning in case of one’s own death is not a pleasant subject. However, it is a crucial step to protect your loved ones and plan for your financial future. The better you understand it, the more informed your decision will be when you purchase a policy. The following are five myths debunked about life...

How to Avoid Medicare Penalties

How to Avoid Medicare Penalties

Medicare charges late enrollment penalties that take some people by surprise. These penalties are designed to discourage older Americans from passing up Medicare coverage and possibly incurring high medical bills down the road. Take steps to avoid these penalties, so you do not have to pay higher Medicare premiums. What Penalties Does Medicare Impose? You end up paying more for Medicare if you enroll late...